Hello, future homeowner.
Find your dream home, move in now, and rent with built-in savings for your down payment. In 3 years or less, you’re ready to buy.
Get started now. It’s free and won’t impact your credit score.
Get on the path to homeownership.
Apply in minutes.
Get prequalified for a home-shopping budget. It’s free, there’s no commitment, and it doesn’t impact your credit score.
Find your dream home.
With your budget in hand, choose from Divvy’s inventory of move-in-ready condition homes*. No competitive bidding or closing process to navigate through.
Move in and make it yours.
Rent your new home from Divvy while you get ready to own it, with built-in savings for your down payment each month.
See how Divvy has helped customers like you.
Search for rent-to-own homes in your neighborhood.
Search homesThe proof is in the numbers
What makes
Divvy different?
We make homeowners.
Live in your dream home today, and a portion of your monthly Divvy payments grow into a down payment over 3 years—so you can buy your home.
We never lock you in.
Whenever you’re ready, you can buy your home at a preset price. Or if life changes, walk away (with a 60-day notice) and keep your built-in savings (minus a relisting fee).
We fast-track your future.
Divvy gives you the power to start your homeownership journey now—and build wealth for yourself and your family—without perfect credit or piles of cash up front.